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Use this section to build a semester plan, control monthly spending and respond when confirmed funding does not cover essential costs. For a billing or aid discrepancy, use Bills, Aid & Scholarships instead.

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Use actual Student Portal charges and confirmed funding whenever available. GCU cost-of-attendance figures are planning estimates—not your bill.

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Fall 2026 planning baseline

For a general full-time traditional on-campus student, the official annual planning categories include:

• Tuition: $16,500
• Books, materials, supplies and equipment: $1,086
• Student activity, facility, health and technology fees: $1,420
• Housing estimate: $7,962
• Food estimate: $3,400
• Personal expenses estimate: $2,020
• Transportation estimate: $1,190
• Federal loan origination-fee estimate: $68

A simple one-semester placeholder is half of an annual estimate, but replace it when the expense is not evenly divided.

GCU Cost of Attendance

Build the plan

Separate:

1. Direct charges: tuition, fees, housing, meal plan and course materials
2. Confirmed non-debt funding: scholarships, grants, savings, family support, employer/529 payments and wages
3. Debt: federal and private loans
4. Variable costs: transportation, health, travel, clothing, clubs, equipment and personal spending